Insurance Plans We Accept
We proudly accept most insurance plans and file claims on your behalf. Our dedicated team is committed to maximizing your benefits and streamlining the insurance process. Let us handle the insurance details while you focus on achieving your best smile.
We gladly accept most dental insurance plans, including but not limited to:
- Aetna
- Ameritas
- Anthem Blue Cross
- Cigna
- Delta Dental
- Guardian
- MetLife
- United Health Care
- UCCI
Please call us for more details at (562) 696-5544.
How PPO Dental Plans Work
A Preferred Provider Organization (PPO) is the most common form of dental insurance, offering members a network of participating dentists to choose from. Dentists in this network agree to lower fee schedules, resulting in greater cost savings for patients. PPO plans cover a percentage of treatment costs, typically paying 50% for major treatments like crowns and bridges, 80% for basic care like fillings, and up to 100% for preventative care such as exams and cleanings. These plans often have annual maximums ranging from $1,000 to $2,000 and assist with insurance billing.
Understanding your HMO
Health Maintenance Organization (HMO), also known as capitated or prepaid insurance, is a type of dental insurance plan that requires patients to choose a primary care dentist from a network of providers. This primary care dentist coordinates all aspects of the patient’s dental care and referrals to specialists within the HMO network. HMO plans typically have lower premiums and fixed copayments for covered services, but patients have limited choices in selecting dentists outside the network. Additionally, HMO plans may require patients to obtain pre-authorization for certain treatments, and coverage for out-of-network care is usually not provided except in emergencies.